You have heard the term “flood” before but do you really know what that means? Flooding is when there is an overflow of water on dry land whether that is only a few inches or the water goes up past your roof. Flooding can happen in any season and anywhere. When it comes to flood insurance, it is important to know that you are at risk even if you are not in a floodplain. It is cheaper to have flood insurance than it is to pay for the necessary repairs after a flood.


Whether you are on the east coast, southern coast or the west, you are going to be at risk for flooding for many different reasons. One of the major causes for flooding is hurricanes. Hurricanes bring torrential rains along with strong winds that can create flying debris that traps water in a particular area. You are most at risk for hurricanes from June to November.

The midwest often sees heavy rain in the spring and summer that can cause rivers and lakes to explode over their banks. Recently, the midwest has experienced so much flooding that residents are seeing water up to their rooftops and having to get around by boat.


Residents in this area see so much ice and snow they are susceptible to ice dams. This is when there is so much ice blocking the waters way out that the water pools in a particular area. When the ice breaks, the water can spew out all at once damaging everything in its path.

Southwest deserts

In late summer, the deserts in the southwest part of the country often see monsoonal rains that can cause flooding. Since the landscape is used to being dry, it cannot absorb that much water at one time.

As you can see, it doesn’t matter where you live, there is always a chance that you can be affected by flooding. Call Superior Flood today to get your flood insurance policy.