As we detailed in a previous post, Louisiana is currently in a state of disaster thanks to recent catastrophic flooding.

While natural disasters like this can’t be prevented, it’s likely that they will become more common as the Earth’s climate continues to change. Nothing underscores the importance of private flood insurance quite as well as what’s unfolding in the Bayou State right now.

As it stands right now, the flooding triggered by unprecedented rainfall has damaged 40,000 homes in Louisiana and claimed 11 lives. While the entire state is still currently in a period of disarray and recovery, one thing is for sure: the ultimate cost to homeowners is going to be devastating.

A Shocking Number Of Homeowners Lack Flood Protection

According to a report published recently in the Baton Rouge Advocate, many of the homeowners inside the federal disaster zone do not have flood protection. “In Tangipahoa Parish, where three people died, only about 12 percent of property owners have it; in St. Helena Parish, where two died, just 1 percent do,” reports Katie Herzog for Grist.

When you look at the state of Louisiana as a whole, the numbers for public and private flood insurance policyholders don’t look much better. According to various reports, only 21 percent of homeowners are insured against flooding across the state, a shockingly low percentage for a state that can still remember the devastation caused Hurricane Katrina.

The Lousiana Floods Underscore The Need For Private Flood Insurance

While our hearts and prayers go out to those affected by the Louisiana floods, we need to use this experience to make sure our own homes have flood protection, no matter where we live. Without private flood insurance, you could end up paying more for less coverage.

Don’t be left out in the cold and in debt because of unexpected flooding. Contact Superior Flood Inc. and see how private flood insurance could change your life. We have many years providing high-quality private flood insurance at a cost that homeowners can afford. Call us today.